When Your Bank Says No —
We Fund the Deal.
Fast, flexible financing for small business owners and equipment vendors who need a reliable backup lender.
Approval decisions in hours — not weeks.
Equipment Financing
Working Capital
Asset-Backed Loans
Bank-Statement Loans
Why Choose Backup Lender?
Fast
Approvals
We know timing matters. Get decisions in as little as 24 hours.
Flexible
Underwriting
We say “yes” to deals traditional
banks reject.
Partner
Friendly Programs
Vendors and dealers close more deals with our streamlined funding process.
$25K–$300K+ Funding Range
Larger deals available for established businesses.
Who We Serve
Small Business
Owners
Contractors, medical/dental practices, logistics companies, auto shops, landscaping businesses, manufacturers, and more.
Equipment Vendors
& Dealers
We act as your dependable
backup lender — so you never
lose a sale due to financing.
What We Finance
Heavy equipment
Trucks & transportation equipment
Medical & dental
equipment
Manufacturing machinery
Auto shop equipment
Landscaping equipment
General business working capital
If it helps your business grow, we can fund it.
About Us
A Lender Built for Real Businesses — Not Bank Red Tape
Backup Lender was created with one mission: to help businesses get the funding they need when traditional banks won’t step up.
We understand small business challenges — inconsistent revenue, seasonal dips, credit issues, or rapid growth needs. Instead of saying no, we find a way to say yes.
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
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COMPANY
CUSTOMER CARE
LEGAL
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